After a Sunday breakfast at Kanto in Mandaluyong, I thought of taking a mid-morning stroll (I’m gaining weight these days. The last time I measured I was 200lbs), so from Kapitolyo I walked down Sheridan and finally found myself on Pines street in front of the newly constructed Cityland building at the back of Flair Condominiums. I was there to check out the place and kill time. I asked to see their model unit to get some inspiration on how I will do the interior design of my unit in Cubao that is due for turnover in August. The studio looked okay. After asking some perfunctory questions and making the broker compute for my monthly amortization in the event I get that unit, I decided right there and then to get a unit on the 15th floor and give her my 10 per cent down payment this Wednesday after work. This is my second condominium investment. It is going to be financially heavy for me in the next five years or so, but I think that this is worth the risk.
For a man in his late twenties, I think it is but proper to prepare for retirement. I got a health insurance that will be good for the next ten years, purchased a mutual fund policy, got one condominium unit (now two), saved some money in the bank, and I make sure that I still am able to maintain a fairly comfortable and healthy life.
I am earning enough every month (It would be very difficult if I had my own family). I know that at some point ten years down the road, I will need to slowdown and take things at an easier stride because I cannot work my butt off until forever.
So while I know that it is cute to ruminate upon what the real essence of life is and ask questions like where did I come from, why am I here, where do all these lead to, I have to be a wise man in the latter part of his twenties. I am about to get past that sweet point in my life when my age gives me all the excuses to fuck things up.
Eventually, I realized, aging and the accompanying responsibilities seep in. True, I want to make my life a celebration of that youthful self who was not afraid to speak my mind and to “waste” time daydreaming about a perfect world where everyone does not have to worry about the future; on the side hidden, I am one very practical guy who knows too well what makes up this world. I need to secure the future regardless of how uncertain it will be. The sacrifices I am making now, I hope, will render it less unsure.
Someday, when I am fed up with all these, I will buy a farm in the province, settle there, plant vegetables and fruit trees, then finally begin writing a book.
Or I don’t know. Perhaps go to law school.